[{"@context":"https:\/\/schema.org\/","@type":"NewsArticle","@id":"https:\/\/pibazar.eu\/mica-in-practice\/#NewsArticle","mainEntityOfPage":"https:\/\/pibazar.eu\/mica-in-practice\/","headline":"MiCA v praxi: Rozli\u0161en\u00ed „verz\u00ed“, f\u00e1z\u00ed implementace a \u010desk\u00e9 adaptace","name":"MiCA v praxi: Rozli\u0161en\u00ed „verz\u00ed“, f\u00e1z\u00ed implementace a \u010desk\u00e9 adaptace","description":"Regulation (EU) 2023\/1114 implementuje se postupn\u011b. A\u010d existuje jen jedna verze, rozli\u0161ujeme \"MiCA v1\/v2\" podle f\u00e1z\u00ed, Level 2\/3 akt\u016f a n\u00e1rodn\u00ed adaptace. Kl\u00ed\u010dov\u00e9 pro \u010cR: Digital Finance Act a deadline 31.7.2025.","datePublished":"2025-11-23","dateModified":"2025-11-24","author":{"@type":"Person","@id":"https:\/\/pibazar.eu\/author\/jwkkbiz\/#Person","name":"jwkkbiz","url":"https:\/\/pibazar.eu\/author\/jwkkbiz\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/pibazar.eu\/wp-content\/uploads\/2025\/04\/cropped-jwkkbiz150.png","url":"https:\/\/pibazar.eu\/wp-content\/uploads\/2025\/04\/cropped-jwkkbiz150.png","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Pi Bazar - Pi Network","logo":{"@type":"ImageObject","@id":"https:\/\/pibazar.eu\/wp-content\/uploads\/2025\/10\/pibazareu_1024x1024.png","url":"https:\/\/pibazar.eu\/wp-content\/uploads\/2025\/10\/pibazareu_1024x1024.png","width":1024,"height":1024}},"image":{"@type":"ImageObject","@id":"https:\/\/pibazar.eu\/wp-content\/uploads\/2025\/11\/mica-in-practice.png","url":"https:\/\/pibazar.eu\/wp-content\/uploads\/2025\/11\/mica-in-practice.png","height":2048,"width":2048},"url":"https:\/\/pibazar.eu\/mica-in-practice\/","video":[{"@context":"http:\/\/schema.org\/","@type":"VideoObject","@id":"https:\/\/www.youtube.com\/watch?v=H_D6ZOT2m5I#VideoObject","contentUrl":"https:\/\/www.youtube.com\/watch?v=H_D6ZOT2m5I","name":"MiCA v praxi:  Rozli\u0161en\u00ed \u201everz\u00ed\u201c, f\u00e1z\u00ed implementace a \u010desk\u00e9 adaptace","description":"\u010ct\u011bte v\u00edce zde: \u2060https:\/\/pibazar.eu\/mica-in-practice\/?utm_source=youtube  \u2060\n\ud83d\udd10 MiCA V PRAXI: Rozli\u0161en\u00ed verz\u00ed a f\u00e1z\u00ed\n\nSpousta z v\u00e1s se pt\u00e1: Jsou to verze 1.0 a 1.1? \n\n\u274c Ne! Existuje JEN JEDNA regulace: Regulation (EU) 2023\/1114.\n\n\u2705 Prakticky ale rozli\u0161ujeme:\n\ud83d\udd39 MiCA v1 (\u010derven 2023) \u2013 z\u00e1kladn\u00ed text\n\ud83d\udd39 MiCA v1.5 (\u010derven 2024) \u2013 stablecoiny\n\ud83d\udd39 MiCA v2 (prosinec 2024+) \u2013 CASP licence + Level 2\/3\n\n\ud83c\udde8\ud83c\uddff V \u010cESKU:\nDigital Finance Act od 15.2.2025 \nDEADLINE \u017d\u00c1DOST: 31.7.2025 \nBez \u017e\u00e1dosti od 1.7.2026 = z\u00e1kaz \u010dinnosti \n\n\ud83d\udcd6 Nov\u00fd \u010dl\u00e1nek v Pi Akademii na @PiBazar s kompletn\u00edm pr\u016fvodcem f\u00e1zemi, povinnostmi a praktick\u00fdmi kroky.\n\nNezme\u0161kej! V\u011bnuj si 10 minut na pochopen\u00ed. Je to z\u00e1sadn\u00ed.\n\n#MiCA #MiCARegulation #EU2023 #CryptoRegulation #DigitalFinanceAct #CASP #KryptoAktiva #Blockchain #Compliance #CzekhRepublic #RegulatorniStandard #CeskaKomunitaKrypto #KryptoAkademie #BlockchainStandards #RegulatoryCompliance #CryptoCommunity #FinTech #DigitalAssets #WebArchitecture #EU #Podcast #cryptopodcast","thumbnailUrl":["https:\/\/i.ytimg.com\/vi\/H_D6ZOT2m5I\/default.jpg","https:\/\/i.ytimg.com\/vi\/H_D6ZOT2m5I\/mqdefault.jpg","https:\/\/i.ytimg.com\/vi\/H_D6ZOT2m5I\/hqdefault.jpg","https:\/\/i.ytimg.com\/vi\/H_D6ZOT2m5I\/sddefault.jpg","https:\/\/i.ytimg.com\/vi\/H_D6ZOT2m5I\/maxresdefault.jpg"],"uploadDate":"2025-11-23T22:30:39+00:00","duration":"PT5M49S","embedUrl":"https:\/\/www.youtube.com\/embed\/H_D6ZOT2m5I","publisher":{"@type":"Organization","@id":"https:\/\/www.youtube.com\/channel\/UCXUJY-M_r-oPmhT-BV98dBA#Organization","url":"https:\/\/www.youtube.com\/channel\/UCXUJY-M_r-oPmhT-BV98dBA","name":"PiBazar.eu\u2122 & Jwkk.Biz\u2122","description":"Official Channel Jwkk.Biz\u2122 & PiBazar.eu\u2122\nIT and Game developer.","logo":{"url":"https:\/\/yt3.ggpht.com\/xEhsLExrixa9yVi2hva5LfN8IUost393UBLIHIhZFXjNNwkn0Jzzh5HEArUCbvCfK3yn1_gT=s800-c-k-c0x00ffffff-no-rj","width":800,"height":800,"@type":"ImageObject","@id":"https:\/\/www.youtube.com\/watch?v=H_D6ZOT2m5I#VideoObject_publisher_logo_ImageObject"}},"potentialAction":{"@type":"SeekToAction","@id":"https:\/\/www.youtube.com\/watch?v=H_D6ZOT2m5I#VideoObject_potentialAction","target":"https:\/\/www.youtube.com\/watch?v=H_D6ZOT2m5I&t={seek_to_second_number}","startOffset-input":"required name=seek_to_second_number"},"interactionStatistic":[[{"@type":"InteractionCounter","@id":"https:\/\/www.youtube.com\/watch?v=H_D6ZOT2m5I#VideoObject_interactionStatistic_WatchAction","interactionType":{"@type":"WatchAction"},"userInteractionCount":7}]]},{"@context":"http:\/\/schema.org\/","@type":"VideoObject","@id":"https:\/\/www.youtube.com\/watch?v=OsHK3w9Smc4#VideoObject","contentUrl":"https:\/\/www.youtube.com\/watch?v=OsHK3w9Smc4","name":"MiCA in practice: Distinguishing between \u201eversions\u201c, implementation phases and Czech adaptation","description":"Read more here: \u2060https:\/\/pibazar.eu\/en\/mica-in-practice\/?utm_source=youtube  \n\ud83d\udd10 MiCA IN PRACTICE: Differentiating between versions and phases\n\nMany of you are asking: Are these versions 1.0 and 1.1?\n\n\u274c No! There is ONLY ONE regulation: Regulation (EU) 2023\/1114.\n\n\u2705 But in practice we distinguish:\n\ud83d\udd39 MiCA v1 (June 2023) \u2013 basic text\n\ud83d\udd39 MiCA v1.5 (June 2024) \u2013 stablecoins\n\ud83d\udd39 MiCA v2 (December 2024+) \u2013 CASP license + Level 2\/3\n\n\ud83c\udde8\ud83c\uddff IN THE CZECH REPUBLIC:\nDigital Finance Act from 15.2.2025\nDEADLINE APPLICATION: 31.7.2025\nNo application from 1.7.2026 = ban on activity\n\n\ud83d\udcd6 New article in Pi Academy on @PiBazar with a complete guide to phases, obligations and practical steps.\n\nDon't miss it! Take 10 minutes to understand. It's essential.\n\n#MiCA #MiCARegulation #EU2023 #CryptoRegulation #DigitalFinanceAct #CASP #KryptoAktiva #Blockchain #Compliance #CzekhRepublic #RegulatorniStandard #CeskaKomunitaKrypto #KryptoAkademie #BlockchainStandards #RegulatoryCompliance #CryptoCommunity #FinTech #DigitalAssets #WebArchitecture #EU #Podcast #CryptoPodcast","thumbnailUrl":["https:\/\/i.ytimg.com\/vi\/OsHK3w9Smc4\/default.jpg","https:\/\/i.ytimg.com\/vi\/OsHK3w9Smc4\/mqdefault.jpg","https:\/\/i.ytimg.com\/vi\/OsHK3w9Smc4\/hqdefault.jpg","https:\/\/i.ytimg.com\/vi\/OsHK3w9Smc4\/sddefault.jpg","https:\/\/i.ytimg.com\/vi\/OsHK3w9Smc4\/maxresdefault.jpg"],"uploadDate":"2025-11-23T22:30:44+00:00","duration":"PT7M26S","embedUrl":"https:\/\/www.youtube.com\/embed\/OsHK3w9Smc4","publisher":{"@type":"Organization","@id":"https:\/\/www.youtube.com\/channel\/UCXUJY-M_r-oPmhT-BV98dBA#Organization","url":"https:\/\/www.youtube.com\/channel\/UCXUJY-M_r-oPmhT-BV98dBA","name":"PiBazar.eu\u2122 & Jwkk.Biz\u2122","description":"Official Channel Jwkk.Biz\u2122 & PiBazar.eu\u2122\nIT and Game developer.","logo":{"url":"https:\/\/yt3.ggpht.com\/xEhsLExrixa9yVi2hva5LfN8IUost393UBLIHIhZFXjNNwkn0Jzzh5HEArUCbvCfK3yn1_gT=s800-c-k-c0x00ffffff-no-rj","width":800,"height":800,"@type":"ImageObject","@id":"https:\/\/www.youtube.com\/watch?v=OsHK3w9Smc4#VideoObject_publisher_logo_ImageObject"}},"potentialAction":{"@type":"SeekToAction","@id":"https:\/\/www.youtube.com\/watch?v=OsHK3w9Smc4#VideoObject_potentialAction","target":"https:\/\/www.youtube.com\/watch?v=OsHK3w9Smc4&t={seek_to_second_number}","startOffset-input":"required name=seek_to_second_number"},"interactionStatistic":[[{"@type":"InteractionCounter","@id":"https:\/\/www.youtube.com\/watch?v=OsHK3w9Smc4#VideoObject_interactionStatistic_WatchAction","interactionType":{"@type":"WatchAction"},"userInteractionCount":18}]]}],"about":["Anal\u00fdzy","Nau\u010dn\u00e9 \u010dl\u00e1nky","Pi Akademie","Pi Akademie (\u010cl\u00e1nky s Audio & Video P\u0159ehledy)"],"wordCount":2806,"keywords":["AML\/KYC","Blockchain regulace","CASP licence","\u010cesk\u00e1 n\u00e1rodn\u00ed banka","Compliance","Crypto regulation","CryptoPodcast","Czech Republic","Digital Finance Act","EU regulace","Governance","Grandfathering","KryptoAktiva","Kyc","Level 2 opat\u0159en\u00ed","Level 3 opat\u0159en\u00ed","MiCA","MiCA v1","MiCA v2","PayWithPi","Pi","PiNetwork","Podcast","P\u0159echodn\u00fd re\u017eim","Regulation EU 2023\/1114","RTS ITS standardy"],"articleBody":"\t\t\t\tSd\u00edlej \u010dl\u00e1nek:\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t        \t\t\t\t\t      \t\t\t\t\t  \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t        \t\t\t\t\t        \t\t\t\t\t        \t\t\t\t      \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t        \t\t\t\t\t       \t\t\t\t      \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t        \t\t\t\t\t      \t\t\t\t\t      \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t        \t\t\t\t\t      \t\t\t\t\t\t    \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t        \t\t\t\t\t      \t\t\t\t\t\t    \t\t\t\t\t\t\t\t\t     \t\t\t\t            p.spice_share_title            {                font-family:'Julee';                font-size:25px;                line-height:22px;                font-weight:500;                font-style:normal;                text-transform:default;            }                                    p.spice_share_title            {               \tcolor: #858585;            }            body .spice_share_wrapper .spice_social_share_list button.spice_social_share_link,body .spice_share_wrapper .spice_social_share_list a.spice_social_share_link            {            \tbackground-color: #f1f1f1;            \tcolor: #242020;            }            body .spice_share_wrapper .spice_social_share_list button.spice_social_share_link:hover, body .spice_share_wrapper .spice_social_share_list button.spice_social_share_link:focus,\t\t\tbody .spice_share_wrapper .spice_social_share_list a.spice_social_share_link:hover, body .spice_share_wrapper .spice_social_share_list a.spice_social_share_link:focus            {\t\t\t    background: #061018;\t\t\t    color: #ffffff;\t\t\t}        \t\t\u00davodn\u00ed shrnut\u00ed MiCARegulation (EU) 2023\/1114 \u2013 MiCA (Markets in Crypto-Assets) \u2013 je jednotn\u00e9 pr\u00e1vn\u00ed na\u0159\u00edzen\u00ed EU, jeho\u017e aplikace prob\u00edh\u00e1 v n\u011bkolika vln\u00e1ch. A\u010d existuje pouze jedna pr\u00e1vn\u00ed verze, prakticky se mluv\u00ed o „MiCA v1\/v2“ \u2013 podle f\u00e1z\u00ed implementace, dopl\u0148uj\u00edc\u00edch technick\u00fdch standard\u016f (RTS\/ITS) a n\u00e1rodn\u00edch adaptac\u00ed.V \u010cesk\u00e9 republice se tento proces zrychlil zaveden\u00edm Digital Finance Act (ZDF \u010d. 31\/2025 Sb.) od 15. \u00fanora 2025.C\u00edl: pomoci podnikatel\u016fm a slu\u017eebn\u00edm poskytovatel\u016fm pochopit, v jak\u00e9 „f\u00e1zi“ se jejich \u010dinnost nach\u00e1z\u00ed, jak\u00e9 jsou konkr\u00e9tn\u00ed povinnosti a co to znamen\u00e1 pro budoucnost byznysu.Obsah \u010dl\u00e1nkuOdhadovan\u00e1 doba \u010dten\u00ed: 12 minut\u00davodn\u00ed shrnut\u00ed MiCAP\u0159ehled audio a video [\u010ce\u0161tina]P\u0159ehled audio a video [Angli\u010dtina]1. Co je MiCA a pro\u010d mluv\u00edme o „verz\u00edch“?Z\u00e1klad: Jedin\u00e1 regulace, v\u00edce f\u00e1z\u00ed2. F\u00e1zov\u00e1 \u010dasov\u00e1 osa MiCA v EUF\u00e1ze 1 \u2013 29. 6. 2023: Z\u00e1kladn\u00ed text vstupuje v platnostF\u00e1ze 1,5 \u2013 30. 6. 2024: Stablecoiny a e-money tokenyF\u00e1ze 2 \u2013 30. 12. 2024: Pln\u00e1 aplikace MiCAF\u00e1ze 3 \u2013 2025 a d\u00e1le: Level 2\/3 opat\u0159en\u00ed a \u010desk\u00e1 implementaceF\u00e1ze 4 \u2013 1. 7. 2026: Konec grandfatheringuMiCA v \u010cR – Kl\u00ed\u010dov\u00e9 term\u00ednyNavigating MiCA – Compliance Timeline3. Co znamenaj\u00ed Level 2 a Level 3 opat\u0159en\u00ed?RTS \u2013 Regulatory Technical StandardsITS \u2013 Implementa\u010dn\u00ed technick\u00e9 standardyGuidelines a Statements4. Specifika pro \u010ceskou republikuDigital Finance Act \u2013 \u010cesk\u00e1 adaptace MiCAKl\u00ed\u010dov\u00e9 \u010desk\u00e9 term\u00edny a deadlinyGrandfathering \u2013 Jak to funguje?5. Kl\u00ed\u010dov\u00e9 povinnosti v „MiCA v2“ (od roku 2025)1. Licence a autorizace2. Governance a management3. AML\/KYC compliance4. Segregace klientsk\u00fdch aktiv5. Reporting a transparentnost6. IT bezpe\u010dnost a business continuity6. Praktick\u00e9 sc\u00e9n\u00e1\u0159e pro poskytovateleSc\u00e9n\u00e1\u0159 1: „V\u010dasn\u00fd a kompletn\u00ed p\u0159esun“ (optim\u00e1ln\u00ed)Sc\u00e9n\u00e1\u0159 2: „Zpo\u017ed\u011bn\u00fd p\u0159esun“ (rizikov\u00e1 varianta)Sc\u00e9n\u00e1\u0159 3: „Status quo“ (kritick\u00e9)Sc\u00e9n\u00e1\u0159 4: „P\u0159est\u011bhov\u00e1n\u00ed nebo pivotov\u00e1n\u00ed“ (alternativa)7. Praktick\u00e9 kroky pro poskytovatele slu\u017eeb1. Vyhodnocen\u00ed \u010dinnosti (m\u011bs\u00edc 1)2. Pr\u00e1vn\u00ed audit (m\u011bs\u00edc 1\u20132)3. Compliance framework (m\u011bs\u00edc 2\u20134)4. Dokumentace a p\u0159\u00edprava (m\u011bs\u00edc 4\u20135)5. Pod\u00e1n\u00ed \u017e\u00e1dosti \u010cNB (do 31. 7. 2025)6. Komunikace s \u010cNB (m\u011bs\u00edce 5\u20137)7. Implementace compliance (m\u011bs\u00edce 6\u20137 a d\u00e1le)8. Co se m\u011bn\u00ed pro kone\u010dn\u00e9 u\u017eivatele (komunitn\u00ed perspektiva)?Bezpe\u010dnostTransparentnostOmezen\u00ed a zv\u00fd\u0161en\u00e9 n\u00e1kladyLok\u00e1ln\u00ed d\u016fv\u011bra9. Relevance pro jak\u00e9koliv crypto tr\u017ei\u0161t\u011b a podobn\u00e9 projektyModel a regula\u010dn\u00ed statusKritick\u00e9 term\u00edny10. Z\u00e1v\u011br: „Verze“ MiCA v praxiZdroje a referenceIlustra\u010dn\u00ed\u00a0vizu\u00e1ly:Z\u00e1v\u011br a doporu\u010den\u00edSouv\u00edsej\u00edc\u00ed \u010dl\u00e1nky …Pi NetworkP\u0159ehled audio a video [\u010ce\u0161tina]P\u0159ehled audio a video [Angli\u010dtina]1. Co je MiCA a pro\u010d mluv\u00edme o „verz\u00edch“?Z\u00e1klad: Jedin\u00e1 regulace, v\u00edce f\u00e1z\u00edMiCA nen\u00ed software s verzemi (1.0, 1.1, 2.0). Je to pravn\u00ed r\u00e1mec Evropsk\u00e9 unie \u2013 Regulation (EU) 2023\/1114, schv\u00e1len\u00fd 31. kv\u011btna 2023 a publikovan\u00fd v \u00da\u0159edn\u00edm v\u011bstn\u00edku EU 9. \u010dervna 2023.V pr\u00e1vn\u00edm smyslu existuje jen jedna verze, kterou jsou jednotliv\u00e9 st\u00e1ty povinny implementovat. V praxi se ale implementace d\u011bje v n\u011bkolika etap\u00e1ch:Z\u00e1kladn\u00ed text (\u010derven 2023)Delegovan\u00e9 a implementa\u010dn\u00ed akty \u2013 Level 2\/3 opat\u0159en\u00ed (2024\u20132025)N\u00e1rodn\u00ed adaptace \u2013 nap\u0159. \u010desk\u00fd Digital Finance Act (2025)P\u0159echodn\u00e9 re\u017eimy \u2013 „grandfathering“ pro st\u00e1vaj\u00edc\u00ed oper\u00e1tory (2024\u20132026)Proto v profesion\u00e1ln\u00edch kruz\u00edch rozli\u0161ujeme neofici\u00e1ln\u011b:MiCA v1: Z\u00e1kladn\u00ed pr\u00e1vn\u00ed text bez hlub\u0161\u00edch EU\/ESMA\/EBA dopln\u011bn\u00edMiCA v2: Pln\u00e1 aplikace se v\u0161emi Level 2\/3 standardy a n\u00e1rodn\u00edmi novelami2. F\u00e1zov\u00e1 \u010dasov\u00e1 osa MiCA v EUMiCA Timeline 2023 – 2026F\u00e1ze 1 \u2013 29. 6. 2023: Z\u00e1kladn\u00ed text vstupuje v platnostRegulation (EU) 2023\/1114 je pr\u00e1vn\u011b z\u00e1vazn\u00e1\u010clensk\u00e9 st\u00e1ty maj\u00ed \u010das na p\u0159ijet\u00ed souvisej\u00edc\u00edch pr\u00e1vn\u00edch \u00fapravPrvn\u00ed opat\u0159en\u00ed se t\u00fdkaj\u00ed prim\u00e1rn\u011b vydavatel\u016f a burzPraktick\u00e9 dopady je\u0161t\u011b minim\u00e1ln\u00edF\u00e1ze 1,5 \u2013 30. 6. 2024: Stablecoiny a e-money tokenyZaveden\u00ed pravidel pro asset-referenced tokeny (ART) a e-money tokeny (EMT)Povinnost whitepaper\u016f, audit\u016f rezerv, kapit\u00e1lov\u00fdch po\u017eadavk\u016fVydavatel\u00e9 se mus\u00ed zaregistrovat u \u010cNBKl\u00ed\u010dov\u00fd miln\u00edk pro v\u011bt\u0161\u00ed hr\u00e1\u010de na trhu stablecoin\u016fF\u00e1ze 2 \u2013 30. 12. 2024: Pln\u00e1 aplikace MiCAMiCA v2 nab\u00fdv\u00e1 \u00fa\u010dinnostiV\u0161ichni poskytovatel\u00e9 kryptoassetov\u00fdch slu\u017eeb (CASP \u2013 Crypto-Asset Service Provider) mus\u00ed m\u00edt licenciPovinnost compliance v oblastech: governance, AML\/KYC, reporting, segregace klientsk\u00fdch aktivLevel 2\/3 technick\u00e9 standardy za\u010d\u00ednaj\u00ed nab\u00edhatV \u010cR: p\u0159echodn\u00fd „grandfathering“ pro st\u00e1vaj\u00edc\u00ed poskytovatele, kte\u0159\u00ed podaj\u00ed \u017e\u00e1dost do 31. 7. 2025F\u00e1ze 3 \u2013 2025 a d\u00e1le: Level 2\/3 opat\u0159en\u00ed a \u010desk\u00e1 implementacePostupn\u00e9 zaveden\u00ed delegovan\u00fdch a implementa\u010dn\u00edch akt\u016f (RTS\/ITS)ESMA a EBA vyd\u00e1vaj\u00ed detailn\u00ed standardy pro:Formul\u00e1\u0159e \u017e\u00e1dost\u00ed o CASPReporting incident\u016f a st\u00ed\u017enost\u00edESG reportingGovernance po\u017eadavkyAML\/KYC procesyV \u010cR: Digital Finance Act (ZDF \u010d. 31\/2025 Sb.) s \u00fa\u010dinnost\u00ed od 15. 2. 2025\u010cNB se etabluje jako jedin\u00fd regul\u00e1torF\u00e1ze 4 \u2013 1. 7. 2026: Konec grandfatheringuV\u0161ichni poskytovatel\u00e9 mus\u00ed m\u00edt CASP licenciBez licence = z\u00e1kaz poskytov\u00e1n\u00ed slu\u017eeb v \u010cRMo\u017enosti expanze v EU pouze s platnou licenc\u00edMiCA v \u010cR – Kl\u00ed\u010dov\u00e9 term\u00ednyMiCA v \u010cR: Kl\u00ed\u010dov\u00e9 term\u00ednyNavigating MiCA – Compliance TimelineNavigating MiCA Compliance Timeline3. Co znamenaj\u00ed Level 2 a Level 3 opat\u0159en\u00ed?RTS \u2013 Regulatory Technical StandardsKonkr\u00e9tn\u00ed technick\u00e9 po\u017eadavky pro provozovatele:Standardizovan\u00e9 formul\u00e1\u0159e \u017e\u00e1dost\u00ed o licenciMinimum managementu (po\u010det, kvalifikace)Pravidla pro segregaci klientsk\u00fdch aktivPo\u017eadavky na IT bezpe\u010dnost a business continuityReporting st\u00ed\u017enost\u00ed a incident\u016fITS \u2013 Implementa\u010dn\u00ed technick\u00e9 standardyOpera\u010dn\u00ed standardy:Vzory a \u0161ablony reportingData form\u00e1ty pro komunikaci s \u010cNB\/ESMAProcesy notifikace a komunikaceESG metriky a metodikaGuidelines a StatementsInterpretace pro praxi:Q&A ke kontroverzn\u00edm bod\u016fmDoporu\u010den\u00ed best practiceVysv\u011btlen\u00ed p\u0159echodn\u00fdch re\u017eim\u016fP\u0159\u00edklady compliance proces\u016f4. Specifika pro \u010ceskou republikuDigital Finance Act \u2013 \u010cesk\u00e1 adaptace MiCAZ\u00e1kon \u010d. 31\/2025 Sb. (Digital Finance Act, \u00fa\u010dinnost 15. 2. 2025) zav\u00e1d\u00ed v \u010cR:Nov\u00fd regul\u00e1tor: \u010cNB (\u010cesk\u00e1 n\u00e1rodn\u00ed banka) je jedin\u00fdm povolen\u00fdm autorem CASP licenc\u00edKonec star\u00e9ho modelu: \u017divnostensk\u00fd list pro „obchodn\u00edka s kryptem“ ji\u017e neplat\u00edNov\u00e9 po\u017eadavky: Komplexn\u00ed compliance s detailn\u00ed dokumentac\u00ed, audit\u016f, proces\u016fJednotn\u00fd standard: Odvozeno z EU pravidel, bez vyjimekKl\u00ed\u010dov\u00e9 \u010desk\u00e9 term\u00edny a deadlinyTerm\u00ednObsahD\u016fsledek15. 2. 2025\u00da\u010dinnost Digital Finance Act v \u010cRCASP re\u017eim se st\u00e1v\u00e1 povinn\u00fd30. 12. 2024Konec star\u00e9ho VASP re\u017eimuAutomatick\u00e9 licencov\u00e1n\u00ed skon\u010dilo31. 7. 2025Deadline pro pod\u00e1n\u00ed CASP \u017e\u00e1dostiBez \u017e\u00e1dosti do tohoto term\u00ednu = konec grandfatheringu1. 7. 2026Konec „grandfathering“ obdob\u00edNutn\u00e1 pln\u00e1 CASP licence nebo stop \u010dinnostiGrandfathering \u2013 Jak to funguje?Kdo se m\u016f\u017ee p\u0159ihl\u00e1sit na „grandfathering“:VASP \u010di CASP oper\u00e1tor existuj\u00edc\u00ed p\u0159ed 30. 12. 2024Pod\u00e1n\u00ed \u017e\u00e1dosti do 31. 7. 2025\u0158\u00e1dn\u00e9, v\u010dasn\u00e9 pod\u00e1n\u00ed \u2013 bez obav z penalizaceCo grandfathering umo\u017e\u0148uje:Pokra\u010dov\u00e1n\u00ed v \u010dinnosti do rozhodnut\u00ed \u010cNBMaxim\u00e1ln\u011b do 1. 7. 2026 (bez kladn\u00e9ho rozhodnut\u00ed)Limitovan\u00e1 expanze pouze v \u010cR \u2013 bez „pasportu“ do EURizika:Zpo\u017ed\u011bn\u00ed\/ne\u00fapln\u00e1 \u017e\u00e1dost = okam\u017eit\u00fd stop \u010dinnostiP\u0159i ud\u011blen\u00ed licence: povinnost pln\u00e9 complianceP\u0159i zam\u00edtnut\u00ed: z\u00e1kaz poskytov\u00e1n\u00ed slu\u017eeb5. Kl\u00ed\u010dov\u00e9 povinnosti v „MiCA v2“ (od roku 2025)1. Licence a autorizace\u017d\u00e1dost na \u010cNB s detailn\u00edm obchodn\u00edm pl\u00e1nemAudit nez\u00e1visl\u00e9ho subjektuProkazatelnost \u0159\u00edd\u00edc\u00edho t\u00fdmu a jejich kvalifikaceKapit\u00e1lov\u00e9 po\u017eadavky (dle typu slu\u017eby, typically min. 50 000 \u2013 500 000 EUR)2. Governance a managementJasn\u00e9 rozd\u011blen\u00ed odpov\u011bdnosti (CISO, Compliance Officer, Risk Manager)Intern\u00ed audit a risk managementKonflikt z\u00e1jm\u016f \u2013 pln\u00e1 transparentnostFraud a whistleblower sch\u00e9ma3. AML\/KYC complianceIdentifikace klient\u016f dle AMLA (Z\u00e1kona o prevenci legalizace v\u00fdnos\u016f z trestn\u00e9 \u010dinnosti)Know Your Customer (KYC) proceduryDue diligence na TJP a PEP (politicky exponovan\u00e9 osoby)Monitoring transakc\u00ed a hl\u00e1\u0161en\u00ed podez\u0159el\u00e9 aktivity4. Segregace klientsk\u00fdch aktivOdd\u011blen\u00ed CASP majetku od klientsk\u00e9ho majetkuPovinnost poji\u0161t\u011bn\u00ed u t\u0159et\u00ed stranyAudit segregace minim\u00e1ln\u011b 1x ro\u010dn\u011bSLA pro vr\u00e1cen\u00ed aktiv p\u0159i insolvenci5. Reporting a transparentnostM\u011bs\u00ed\u010dn\u00ed\/\u010dtvrtletn\u00ed reporting \u010cNBHl\u00e1\u0161en\u00ed incident\u016f do 24\u201372 hodinVe\u0159ejn\u00e1 transparen\u010dn\u00ed zpr\u00e1va o klientech, transakc\u00edch, complianceESG metriky (environment\u00e1ln\u00ed dopad mining apod.)6. IT bezpe\u010dnost a business continuityCertifikace cybersecurity (ISO 27001 nebo ekvivalent)Backup a disaster recovery pl\u00e1nyIncident response teamRegular penetration testing6. Praktick\u00e9 sc\u00e9n\u00e1\u0159e pro poskytovateleSc\u00e9n\u00e1\u0159 1: „V\u010dasn\u00fd a kompletn\u00ed p\u0159esun“ (optim\u00e1ln\u00ed)\u2705 V\u0161echny povinnosti p\u0159ipraveny do 31. 7. 2025\u2705 \u017d\u00e1dost pod\u00e1na v term\u00ednu s kompletn\u00ed dokumentac\u00ed\u2705 Compliance team a procesy funguj\u00edV\u00fdsledek: Pln\u00fd CASP status, mo\u017enost expanze do EU, vysok\u00e1 kredibilitaSc\u00e9n\u00e1\u0159 2: „Zpo\u017ed\u011bn\u00fd p\u0159esun“ (rizikov\u00e1 varianta)\u26a0\ufe0f \u017d\u00e1dost pod\u00e1na po 31. 7. 2025 (ale p\u0159ed 1. 7. 2026)\u26a0\ufe0f Dokumentace ne\u00fapln\u00e1 nebo neopravdu funk\u010dn\u00ed\u26a0\ufe0f Compliance procesy st\u00e1le se buduj\u00edV\u00fdsledek: Riziko ztr\u00e1ty licen\u010dn\u00edho statusu, omezen\u00ed \u010dinnosti, mo\u017en\u00e1 penalizaceSc\u00e9n\u00e1\u0159 3: „Status quo“ (kritick\u00e9)\u274c Bez \u017e\u00e1dosti o CASP do 31. 7. 2025\u274c Nad\u00e1le funguje jen na „star\u00fdch pr\u00e1vech“\u274c Ignore MiCA po\u017eadavkyV\u00fdsledek: Od 1. 7. 2026 z\u00e1kaz \u010dinnosti v \u010cR, pr\u00e1vn\u00ed d\u016fsledky, reputa\u010dn\u00ed \u00fajmaSc\u00e9n\u00e1\u0159 4: „P\u0159est\u011bhov\u00e1n\u00ed nebo pivotov\u00e1n\u00ed“ (alternativa)P\u0159esun slu\u017eeb mimo EU (nap\u0159. do Asie)Transformace na \u010dist\u011b informa\u010dn\u00ed\/medi\u00e1ln\u00ed slu\u017ebu (bez direktn\u00edho transferu aktiv)Partnership s licencovan\u00fdm CASP (white-label model)V\u00fdsledek: Leg\u00e1ln\u00ed, ale s obchodn\u00edmi limitacemi7. Praktick\u00e9 kroky pro poskytovatele slu\u017eeb1. Vyhodnocen\u00ed \u010dinnosti (m\u011bs\u00edc 1)Ot\u00e1zka: Spad\u00e1m pod MiCA?Vyd\u00e1v\u00e1te tokeny?Provozujete burzu\/marketplace?Nab\u00edz\u00edte custody\/wallet slu\u017eby?Poskytujete investi\u010dn\u00ed\/poradensk\u00e9 slu\u017eby?Pokud ANO k libovoln\u00e9 ot\u00e1zce \u2192 CASP licence je povinn\u00e12. Pr\u00e1vn\u00ed audit (m\u011bs\u00edc 1\u20132)Konzultace s pr\u00e1vn\u00edkem specialistou na MiCAAnal\u00fdza konkr\u00e9tn\u00edho obchodn\u00edho modeluIdentifikace nejz\u00e1va\u017en\u011bj\u0161\u00edch compliance rizik3. Compliance framework (m\u011bs\u00edc 2\u20134)Vybudovat:AML\/KYC proceduryGovernance strukturuIT bezpe\u010dnostSegregace aktiv a poji\u0161t\u011bn\u00ed4. Dokumentace a p\u0159\u00edprava (m\u011bs\u00edc 4\u20135)Vypracov\u00e1n\u00ed obchodn\u00edho pl\u00e1nuAudit od nez\u00e1visl\u00e9 firmySchv\u00e1len\u00ed intern\u011b5. Pod\u00e1n\u00ed \u017e\u00e1dosti \u010cNB (do 31. 7. 2025)Formul\u00e1\u0159 a formulace dle \u010cNB guidelinesP\u0159\u00edlohy: audit, CV management, compliance pl\u00e1n, financials6. Komunikace s \u010cNB (m\u011bs\u00edce 5\u20137)P\u0159ipravenost na ot\u00e1zky a klarifikaceProkazov\u00e1n\u00ed p\u0159ipravenosti complianceP\u0159edpokl\u00e1dan\u00e1 lh\u016fta rozhodnut\u00ed: 3\u20136 m\u011bs\u00edc\u016f (podle komplexnosti)7. Implementace compliance (m\u011bs\u00edce 6\u20137 a d\u00e1le)Nasazen\u00ed AML\/KYC syst\u00e9mu\u0160kolen\u00ed zam\u011bstnanc\u016fOpera\u010dn\u00ed testyAudit segregace aktiv8. Co se m\u011bn\u00ed pro kone\u010dn\u00e9 u\u017eivatele (komunitn\u00ed perspektiva)?Bezpe\u010dnostKlientsk\u00e9 aktiva l\u00e9pe chr\u00e1n\u011bna (segregace, poji\u0161t\u011bn\u00ed)Audit a monitoring p\u0159\u00edmo ze strany regul\u00e1toraAML\/KYC sni\u017euje riziko zneu\u017eit\u00ed platformyTransparentnostPovinn\u00e9 publikov\u00e1n\u00ed compliance report\u016fVe\u0159ejn\u00e1 zjistitelnost licenc\u00edJasn\u00e9 „who’s who“ mezi legitimn\u00edmi vs. neleg\u00e1ln\u00edmi oper\u00e1toryOmezen\u00ed a zv\u00fd\u0161en\u00e9 n\u00e1kladyP\u0159\u00edstupy k onboardingu (KYC) se zp\u0159\u00eds\u0148uj\u00edMo\u017en\u00e9 poplatky za vy\u0161\u0161\u00ed complianceOmezen\u00ed na „high-risk“ zem\u011b a individualityLok\u00e1ln\u00ed d\u016fv\u011bra\u010cesk\u00e1 regulace pod dohledem \u010cNB zvy\u0161uje d\u016fv\u011bryhodnost\u010cesk\u00e9 platformy budou „ozna\u010deny“ jako regulovan\u00e9Mo\u017en\u00e9 p\u0159ednostn\u00ed postoje k „dom\u00e1c\u00edm“ poskytovatel\u016fm9. Relevance pro jak\u00e9koliv crypto tr\u017ei\u0161t\u011b a podobn\u00e9 projektyModel a regula\u010dn\u00ed statusPokud tr\u017ei\u0161t\u011b atp. funguje jako:Komunitn\u00ed tr\u017ei\u0161t\u011b s escrow (P2P burza)Spad\u00e1 pod CASP (custody\/holding klientsk\u00fdch aktiv)Povinn\u00e1: CASP licence od 30. 12. 2024\u0158e\u0161en\u00ed: Pod\u00e1n\u00ed \u017e\u00e1dosti do 31. 7. 2025 (grandfathering)Informa\u010dn\u00ed a medi\u00e1ln\u00ed slu\u017eba (\u010dl\u00e1nky, anal\u00fdzy)Neupad\u00e1 pod CASP\u017d\u00e1dn\u00e1 licence nen\u00ed nutn\u00e1Povinn\u00e1 pouze obecn\u00e1 data & GDPR compliancePoradenstv\u00ed a konzultaceSpad\u00e1 pod investment advisory dle MiCAPovinn\u00e1: CASP licenceV\u00fdjimka: Pokud ne-comercni nebo bez p\u0159\u00edm\u00e9 vazby na transakceKritick\u00e9 term\u00ednyTerm\u00ednCo d\u011blat?do 30. 11. 2025Pr\u00e1vn\u00ed audit \u010dinnosti, vyhodnocen\u00ed CASP povinnostido 15. 1. 2026P\u0159\u00edprava v\u0161ech dokument\u016f a compliance frameworkudo 31. 7. 2025\u26a0\ufe0f DEADLINE: Pod\u00e1n\u00ed \u017e\u00e1dosti \u010cNB (pokud spad\u00e1te pod CASP)do 1. 7. 2026Pln\u00e1 compliance nebo konec \u010dinnosti10. Z\u00e1v\u011br: „Verze“ MiCA v praxiNeofici\u00e1ln\u00ed „verze“ lze popsat takto:F\u00e1ze\u010casObsahStatusMiCA v0.529. 6. 2023Z\u00e1kladn\u00ed text\u2705 \u00da\u010dinn\u00e9MiCA v130. 6. 2024+Stablecoiny\u2705 \u00da\u010dinn\u00e9MiCA v2-beta30. 12. 2024Pln\u00e1 aplikace + grandfathering\u2705 \u00da\u010dinn\u00e9MiCA v2od 1. 7. 2026Pln\u00e1 compliance bez v\u00fdjimek\u23f3 Za\u010d\u00edn\u00e1Kl\u00ed\u010dov\u00e9 poselstv\u00ed:MiCA nen\u00ed „verze“, ale postupn\u00fd proces regulace\u010cesk\u00e1 implementace je konkr\u00e9tn\u00ed a ambici\u00f3zn\u00ed (Digital Finance Act)Deadline 31. 7. 2025 je kritick\u00fd \u2013 \u017e\u00e1dost o CASP \u010di grandfatheringPo 1. 7. 2026 nen\u00ed v\u00edc p\u0159echodn\u00fdch re\u017eim\u016fCompliance te\u010f = budouc\u00ed leg\u00e1lnost a kredibilitaDoporu\u010den\u00ed pro krypto firmy:Ihned pr\u00e1vn\u00ed audit \u010dinnosti (ur\u010dit CASP status)Naj\u00edt specialistu na MiCA a Digital Finance ActZah\u00e1jit compliance framework (minim\u00e1ln\u011b do b\u0159ezna 2026)Pod\u00e1n\u00ed \u017e\u00e1dosti do 31. 7. 2025, pokud se jedn\u00e1 o CASP slu\u017ebyPr\u016fb\u011b\u017en\u00e9 sledov\u00e1n\u00ed ESMA\/EBA\/\u010cNB updat\u016f a GuidelinesSpr\u00e1vn\u00e9 pochopen\u00ed t\u011bchto f\u00e1z\u00ed a aktivn\u00ed p\u0159\u00edprava je kl\u00ed\u010dov\u00fdm faktorem \u00fasp\u011bchu v nov\u00e9m regula\u010dn\u00edm prost\u0159ed\u00ed.Zdroje a referenceRegulation (EU) 2023\/1114 \u2013 Markets in Crypto-Assets Regulation\u010cesk\u00e1 n\u00e1rodn\u00ed banka \u2013 MiCA a Digital Finance Act guidanceESMA \u2013 Regulatory Technical Standards (RTS) a GuidelinesDigital Finance Act, Z\u00e1kon \u010d. 31\/2025 Sb. (\u010cR)Ilustra\u010dn\u00ed vizu\u00e1ly:F\u00e1zov\u00e1 \u010dasov\u00e1 osa MiCA aplikace v \u010cRhttps:\/\/www.esma.europa.eu\/sites\/default\/files\/2025-07\/ESMA75-113276571-1510_MiCA_Level_2_and_3_table.pdfSouhrnn\u00e1 tabulka kl\u00ed\u010dov\u00fdch deadlin\u016f pro MiCA & Digital Finance Acthttps:\/\/www.kinstellar.com\/news-and-insights\/detail\/3213\/digital-finance-act-a-new-era-for-crypto-assets-in-the-czech-republicStruktura Level 2\/3 opat\u0159en\u00ed pro poskytovatele slu\u017eebhttps:\/\/fintech.gov.pl\/en\/component\/content\/article\/esma-overview-of-level-2-and-level-3-measures-related-to-mica-regulation?catid=19&Itemid=101Z\u00e1v\u011br a doporu\u010den\u00edMiCA je dynamick\u00fd a multilayer syst\u00e9m regulace, kde jedin\u00e1 \u201cverze\u201d v pr\u00e1vn\u00edm smyslu znamen\u00e1 s\u00e9rie f\u00e1z\u00ed a doprovodn\u00fdch opat\u0159en\u00ed. Spr\u00e1vn\u00e9 pochopen\u00ed t\u011bchto f\u00e1z\u00ed a aktivn\u00ed sledov\u00e1n\u00ed Level 2\/3 technick\u00fdch standard\u016f, v\u010detn\u011b \u010desk\u00fdch novel, je z\u00e1sadn\u00ed kl\u00ed\u010d nejen pro compliance, ale i pro dlouhodob\u00fd rozvoj projekt\u016f.Doporu\u010dujeme pr\u016fb\u011b\u017en\u00e9 monitorov\u00e1n\u00ed str\u00e1nek \u010cNB, ESMA, EBA, pr\u00e1vn\u00edch blog\u016f i specializovan\u00fdch advok\u00e1tn\u00edch kancel\u00e1\u0159\u00ed a konzultaci s compliance specialisty, zejm\u00e9na v obdob\u00ed 2025\u20132026, kdy se o\u010dek\u00e1v\u00e1 nejv\u011bt\u0161\u00ed \u201cupgrade\u201d po\u017eadavk\u016f.Souv\u00edsej\u00edc\u00ed \u010dl\u00e1nky …Pi Network: Technick\u00e1 anal\u00fdza nazna\u010duje dal\u0161\u00ed r\u016fst \u2013 ale jsou obavy z manipulace opr\u00e1vn\u011bn\u00e9?Pi Network a ISO 20022: Co je pravda a co spekulace ?Pro\u010d cena PI Network vzrostla o 22 % za 24 hodin? Kompletn\u00ed anal\u00fdza r\u016fstu z 27. \u0159\u00edjna 2025Pi Network debutuje na Binance p\u0159\u00ed\u0161t\u00ed m\u011bs\u00edc 08\/2025 ? Zde je nejnov\u011bj\u0161\u00ed f\u00e1ma …Donate Pi Bazar EU\t\t\t\t\t\t\t\t\t\t\t\tMiCA v praxi: Rozli\u0161en\u00ed „verz\u00ed“, f\u00e1z\u00ed implementace a \u010desk\u00e9 adaptacePi NetworkOzn\u00e1men\u00ed o Pi NetworkPi Network je kryptom\u011bnov\u00fd projekt zalo\u017een\u00fd na blockchainu, jeho\u017e c\u00edlem je umo\u017enit u\u017eivatel\u016fm t\u011b\u017eit mince Pi pomoc\u00ed chytr\u00fdch telefon\u016f. C\u00edlem projektu je propagovat p\u0159ijet\u00ed kryptom\u011bn.Projekt spustili doktorandi na Stanfordsk\u00e9 univerzit\u011b v roce 2019. Pi Network nab\u00edz\u00ed u\u017eivatel\u016fm jednoduch\u00fd a ekologick\u00fd zp\u016fsob t\u011b\u017eby minc\u00ed Pi pouh\u00fdm otev\u0159en\u00edm aplikace a stisknut\u00edm tla\u010d\u00edtka jednou denn\u011b.Jednou z funkc\u00ed s\u00edt\u011b Pi je, \u017ee u\u017eivatel\u00e9 mohou zv\u00fd\u0161it rychlost t\u011b\u017eby roz\u0161\u00ed\u0159en\u00edm sv\u00e9 s\u00edt\u011b. S\u00ed\u0165 Pi si nav\u00edc klade za c\u00edl zv\u00fd\u0161it hodnotu minc\u00ed Pi t\u00edm, \u017ee u\u017eivatel\u016fm umo\u017e\u0148uje vytv\u00e1\u0159et a pou\u017e\u00edvat webov\u00e9 aplikace na platform\u011b Pi.Pi Network v sou\u010dasn\u00e9 dob\u011b spou\u0161t\u00ed svou hlavn\u00ed s\u00ed\u0165. Chcete-li se k Pi Network p\u0159ipojit, mus\u00edte si st\u00e1hnout mobiln\u00ed aplikaci a zadat pozv\u00e1nkov\u00fd k\u00f3d. Pi Network je inovativn\u00ed projekt, jeho\u017e c\u00edlem je p\u0159ipravit cestu pro budoucnost kryptom\u011bn.Jak se z\u00fa\u010dastnit Pi NetworkPokud nejste \u010dlenem s\u00edt\u011b Pi Network, m\u016f\u017eete za\u010d\u00edt b\u011bhem 5 minut kliknut\u00edm na tento odkaz. Registrac\u00ed pomoc\u00ed m\u00e9ho referen\u010dn\u00edho k\u00f3du jwkkbiz m\u016f\u017eeme vyd\u011bl\u00e1vat Pi oba. Pi Network je aplikace, kter\u00e1 v\u00e1m umo\u017en\u00ed snadno t\u011b\u017eit kryptom\u011bnu \u201ePi\u201c ve va\u0161em smartphonu. Stisknut\u00edm tla\u010d\u00edtka jednou denn\u011b spust\u00edte t\u011b\u017ebu na 24 hodin, i kdy\u017e nech\u00e1te telefon ne\u010dinn\u00fd. V roce 2024 jsem t\u011b\u017eil 360 dn\u00ed v roce a ti, kte\u0159\u00ed p\u0159ijali pozv\u00e1n\u00ed, z\u00edskali mnoho v\u00fdhod. Pokud se zaregistrujete pomoc\u00ed referen\u010dn\u00edho k\u00f3du jwkkbiz, z\u00edsk\u00e1te 25% zv\u00fd\u0161en\u00ed rychlosti t\u011b\u017eby.Po 30 t\u011b\u017eb\u00e1ch projdete KYC (Know Your Credit), proto nezapome\u0148te p\u0159i registraci zadat sv\u00e9 skute\u010dn\u00e9 jm\u00e9no. Pokud se zaregistrujete nespr\u00e1vn\u011b, ztrat\u00edte 20 % jako pokutu.Podrobn\u011bj\u0161\u00ed informace a d\u016fvody registrace naleznete zde.Discord Pi Bazar \u2013 PI NetworkFAQDonate Pi Bazar \u2013 PI Network"},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"MiCA v praxi: Rozli\u0161en\u00ed „verz\u00ed“, f\u00e1z\u00ed implementace a \u010desk\u00e9 adaptace","item":"https:\/\/pibazar.eu\/mica-in-practice\/#breadcrumbitem"}]}]